PRIVACY
POLICY AND TERMS AND CONDITIONS OF USE
The following
terms and conditions govern your use of this website ("Website")
of My Real Estate and Mortgage and all information and materials
provided on the Website. By accessing or using the Website, you
acknowledge and accept these terms and conditions without limitation
or qualification. Accordingly, please read these terms and conditions
carefully. These terms and conditions may be modified at any time,
and any such modification shall be effective and binding upon you
immediately upon posting. You should review these terms and conditions
each time you visit this Website to learn of any modifications made
since your last visit.
MY REAL ESTATE AND MORTGAGE WEBSITE PRIVACY POLICY
By using this
website ("Website") of My Real Estate and Mortgage (collectively
"My Real Estate and Mortgage"), you signify your acceptance
of our Privacy Policy. If you do not agree to this Policy, please
do not use our Website. Your continued use of the Web site following
the posting of changes to these terms will mean that you accept
these changes.
Our
Commitment
My Real Estate and Mortgage respects your concern about privacy.
This Privacy Policy explains how we protect your personal information,
and describes the choices you have concerning our use of such information.
Please read this Policy carefully. We may need to change this Policy
from time to time in order to address new issues and reflect changes
on our Website. We will post changes here so that you will always
know what information we gather, how we might use that information,
and whether we will disclose that information to anyone. Please
refer to this Policy regularly.
Online
Information Gathering
Types of information collected by this Website: Information collected
online is often defined as being either personally identifiable
or anonymous:
Personally Identifiable
Information: Lets us know the specifics of who you are, such as
your name, e-mail address or postal address.
Anonymous Information:
Is information that cannot be tied back to a specific individual.
Personally
Identifiable Information
My Real Estate and Mortgage uses the personally identifiable information
we collect about you to process requests to provide you with additional
information. The choice of how much of your personally identifiable
information is disclosed to My Real Estate and Mortgage is left
completely up to you.
The only way
we know something about you is when you voluntarily disclose your
information such as your address, phone number, fax number, e-mail
address, demographic and other information when you communicate
on the Website by sending us an e-mail, or fill in an online form.
Collection
of IP addresses
When visiting any Internet site, your unique address, called an
"IP address," is recorded. The amount of information about
users made available from their IP addresses varies greatly, for
instance depending on how they are connected to the Internet. My
Real Estate and Mortgage does not release any information about
the collection of this address to any third parties. My Real Estate
and Mortgage archives the logging of IP addresses for security reasons.
Anonymous
Information
My Real Estate and Mortgage collects and archives basic logging
for website statistics. These log files show the daily number of
visitors to our Website and its subdirectories, the daily requests
we receive for particular files, what server locations those requests
come from, including from which countries, as well as the domain
names of the servers or browsers accessing the Website. These aggregated
statistics are primarily used internally to provide better service
to the public, but may also be provided to others.
Non-disclosure
My Real Estate and Mortgage does not sell, rent, lend or give personally
identifiable information collected from you on the Website to marketers.
One exception is that, although unlikely, My Real Estate and Mortgage
may be required by law enforcement or judicial authorities to provide
personally identifiable information. In these cases, we will provide
this information as and to the extent we have determined that the
disclosure of any such information is appropriate.
Cookies
To enable specialized features that may become available on the
Website, our server may assign your browser a unique identification
number stored in a file on your computer (a "cookie").
Cookies, by themselves, cannot be used to find out the identity
of any user. This unique identification number will automatically
identify your browser to our computers whenever you interact on
our Website.
Your
Consent
By using our Website, you consent to the collection and use of information
by My Real Estate and Mortgage as discussed above.
I. OWNERSHIP
The Website is owned and operated by My Real Estate and Mortgage.
Unless otherwise noted, all information and materials provided on
the Website, including without limitation, all text, articles, images,
audio, video, graphics, data, compilations of data, listings, screens,
web pages, documents, multimedia elements and software ("Content"),
are the property of My Real Estate and Mortgage or its content suppliers,
and are protected by U.S. and international copyright laws and other
intellectual property laws.
The name and
trademark MY REAL ESTATE AND MORTGAGE, and all other names and trademarks
(whether or not registered) associated with My Real Estate and Mortgage
and its products and services displayed on the Website ("Trademarks")
are the exclusive property of My Real Estate and Mortgage, and are
protected by U.S. and international trademark laws and other intellectual
property laws. All other trademarks that appear on the Website are
the property of their respective owners and are used solely to refer
to the goods and services of such owners.
II.
PERMISSIONS
My Real Estate and Mortgage grants you a limited license to access
and use this Website for your personal use. You may not (or permit
any third party to) use or exploit any Content except for its intended
purpose, which is to assist My Real Estate and Mortgage in providing
sales, leasing, and other real estate services for its customers’
properties. Except as provided herein, you may not (or permit any
third party to) otherwise copy, reproduce, reuse, republish, distribute,
upload, post, transmit, display, modify, create a derivative work
based on, reverse engineer or otherwise use for public or commercial
purposes any Content without the express written permission of My
Real Estate and Mortgage. You may not (or permit any third party
to) take any action to contact directly any property owner or use
any Content in a manner that is in violation of the rules and regulations
promulgated by the California State Department of State, the California
State Department of Banking, the Real Estate Board of the City of
California, or any other federal, state, or local law or regulation.
Further, you may not (or permit any third party to) use any Trademarks,
including in any advertising or publicity pertaining to distribution
of information and materials from the Website, without the express
written permission of My Real Estate and Mortgage.
Other than the
express permissions granted herein, nothing on this Website shall
be construed as conferring any license of any intellectual property
rights, whether by implication, estoppel or otherwise.
III.
DISCLAIMER OF WARRANTIES
Given the unpredictability of technology and the online environment,
My Real Estate and Mortgage does not represent or warrant that the
function or operation of the Website will be uninterrupted or error-free,
that defects will be corrected, or that the Website or the server
that makes it available will be free of viruses or other harmful
elements.
While My Real
Estate and Mortgage has attempted to offer current, correct and
clearly expressed information and materials on the Website, My Real
Estate and Mortgage does not represent or warrant that the information
and materials accessible via the Website are accurate, complete
or current. Any price or availability information appearing on the
Website is subject to change without notice. Listings may be withdrawn
at any time without notice.
THE INFORMATION
AND MATERIALS CONTAINED ON THE WEBSITE, INCLUDING, WITHOUT LIMITATION,
THE CONTENT, ARE PROVIDED "AS IS," AND MY REAL ESTATE
AND MORTGAGE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND,
EXPRESS OR IMPLIED, WITH RESPECT TO THE WEBSITE OR CONTENT. MY REAL
ESTATE AND MORTGAGE DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES
OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF HABITABILITY, TITLE
AND NON-INFRINGEMENT.
IV.
LIMITATION OF LIABILITY
YOUR ACCESS AND USE OF THE WEBSITE IS AT YOUR RISK. NEITHER My REAL
ESTATE AND MORTGAGE NOR ANY OF ITS OFFICERS, DIRECTORS, MEMBERS,
EMPLOYEES OR OTHER REPRESENTATIVES WILL BE LIABLE FOR ANY DAMAGES,
SPECIAL, CONSEQUENTIAL OR OTHERWISE, ARISING OUT OF OR IN CONNECTION
WITH THE USE OF THE WEBSITE OR ANY INFORMATION OR MATERIALS CONTAINED
THEREIN EVEN IF ADVISED OF THE POSSIBILITY THEREOF. THIS LIMITATION
OF LIABILITY IS COMPREHENSIVE AND APPLIES TO ALL DAMAGES OF ANY
KIND, INCLUDING, WITHOUT LIMITATION, LOSS OF DATA, INCOME OR PROFIT,
LOSS OF OR DAMAGE TO PROPERTY AND CLAIMS OF THIRD PARTIES.
V. USER
SUBMISSIONS
While My Real Estate and Mortgage welcomes your feedback regarding
the Website, My Real Estate and Mortgage is under no obligation
to (i) respond to communications or submissions received through
the Website, (ii) maintain such communications or submissions in
confidence, or (iii) pay compensation of any kind for such communications
or submissions. My Real Estate and Mortgage does not wish to receive
any confidential or proprietary suggestions, ideas, information
or other materials via the Website or any electronic mail connection.
All unsolicited suggestions, ideas, information or other submissions
that are disclosed or communicated to My Real Estate and Mortgage
through the Website shall become and remain the exclusive property
of My Real Estate and Mortgage. Any submission by you is a declaration
of the full release of all proprietary claims and/or intellectual
property rights regarding your submission.
VI.
COPYRIGHT POLICY
My Real Estate and Mortgage respects the intellectual property rights
of others. Accordingly, pursuant to these terms and conditions,
users are not permitted to post, upload, or transmit any materials
that infringe the copyright or other intellectual property rights
of any third party. All claims of copyright infringement based upon
materials posted on the Website should be in writing directed to
My Real Estate and Mortgage’ designated agent for notification
of claimed infringement:
Robert
Santangelo
My Real Estate and Mortgage
205 S. El Camino Real Suite H
Encinitas, CA 92024
e-mail: robert@myrealestateco.com
All claims of
copyright infringement submitted in accordance with this policy
should include the following information:
A physical or
electronic signature of a person authorized to act on behalf of
the owner of an exclusive right that is allegedly infringed;
Identification
of the copyrighted work claimed to have been infringed, or, if multiple
copyrighted works at a single online site are covered by a single
notification, a representative list of such works at that site;
Identification
of the material that is claimed to be infringing or to be the subject
of infringing activity and that is to be removed or access to which
is to be disabled, and information reasonably sufficient to permit
the service provider to locate the material;
Information
reasonably sufficient to permit the service provider to contact
the complaining party, such as an address, telephone number, and,
if available, an electronic mail address at which the complaining
party may be contacted;
A statement
that the complaining party has a good faith belief that use of the
material in the manner complained of is not authorized by the copyright
owner, its agent, or the law;
A statement
that the information in the notification is accurate, and under
penalty of perjury, that the complaining party is authorized to
act on behalf of the owner of an exclusive right that is allegedly
infringed;
VII.
GOVERNING LAW
These terms and conditions shall be governed by and construed in
accordance with the laws of the State of California, without regard
to its choice of law provisions. Both you and My Real Estate and
Mortgage hereby irrevocably consent to the jurisdiction of the state
and federal courts located in California.
VIII.
ARBITRATION OF DISPUTES
All claims, controversies, and disputes relating to or arising out
of this Website, other websites linked to through this Website,
the Privacy Policy, the Linking Policy or the Terms and Conditions
of Use shall be resolved or settled exclusively by final and binding
arbitration by a three (3) arbitrator panel in the County of San
Diego, State of California, in accordance with the rules of the
American Arbitration Association governing commercial arbitration.
IX.
COMPLETE AGREEMENT
These terms and conditions, and any modifications hereto, constitute
the entire understanding relating to the use of the Website and
prevail over any and all prior or contemporaneous, conflicting or
additional, communications.
X. INQUIRIES
Thank your for visiting . Should you have any questions concerning
any of our policies, we encourage you to contact us at robert@myrealestateco.com
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